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I first looked to see if there were inaccuracies on my report.

Payday loan companies tend to have an annual interest rate averaging 400%.

These companies will prey on people that don’t have access to traditional credit. I fell behind on my credit card payments and a few went into collections.

This is crucial and an important stepping block in rebuilding your credit.

This is exactly similar to when you purchase a home or refinance your mortgage. No matter what it’s called, make sure you look at your rates and terms in great detail.

If you see something a disclaimer that says something along the lines of…